Finance · 05/22/2025

Recently, the auction of 20-year U.S. Treasury bonds showed weak performance, with the winning yield hitting a new high of 5.047%. This phenomenon has raised concerns in the market regarding U.S. fiscal strategies, leading to a widespread decline in the stock, bond, and currency markets. Investors are increasingly alert to the potential risks associated with the continued rise in debt.

Education · 07/21/2025

This article delves into the key differences between public and private elementary schools in the United States, highlighting their respective advantages and disadvantages. It emphasizes the importance of factors such as educational quality, tuition costs, and the individual needs of students, aiming to assist parents in making informed educational choices.

Education · 07/25/2025

This guide provides immigrant families with essential information about public schools in the United States, including school structure, registration steps, curriculum offerings, and students' rights, helping them better support their children's education.

Finance · 05/21/2025

Moody's has downgraded the US credit rating, bringing an end to a 108-year history of AAA ratings. This has led to a sell-off in the US debt market, with rapid capital outflows from US stocks, bonds, and the dollar. The yield on 10-year US Treasuries has surpassed 4.5%. A new 'sell-off America' trend has emerged as concerns about US fiscal stability increase.

Education · 07/21/2025

Public and private universities in the United States have their unique characteristics. Public universities are funded by state governments, offering lower tuition for in-state students and a wealth of academic resources, making them suitable for cost-conscious students. Private universities operate on tuition and donations, typically charging higher fees but providing substantial scholarships, with a focus on personalized education and student development. The choice between these types of universities depends on individual needs and goals.

Culture · 07/17/2025

In the United States, the ways of expressing love publicly vary significantly. Understanding appropriate behaviors for different situations is crucial to ensure positive experiences with one’s partner while respecting others. This article explores acceptable and unacceptable forms of love in public, providing practical guidelines for newcomers to the U.S. Whether it involves touching, kissing, or adhering to conduct codes in workplaces and academic settings, being sensitive to others' feelings w

Education · 07/28/2025

This guide offers a comprehensive introduction to public schools in the United States for immigrant families, including enrollment procedures, curriculum options, student rights, and available support resources. It aims to help parents understand how to provide the best learning environment for their children.

Finance · 07/18/2025

Credit Default Swaps (CDS) are financial derivatives primarily used for risk management and speculation. By purchasing CDS, financial institutions and investors can reduce the credit risk of bonds, akin to buying insurance. Furthermore, investors can speculate using CDS without owning the underlying debt instruments. The complexity and flexibility of the CDS market provide participants with diversified investment choices, thus playing an important role in both risk management and speculation.

Finance · 06/20/2023

California's wealth gap is widening, with a median household net worth of $288,000, yet the asset disparity between the richest and poorest families has reached 100 times. Despite an overheated real estate market, homeownership stands at only 50%, and increasing debt pressures have severely weakened many families' capacity to withstand risks. Notably, the disparities are significant among different ethnic groups, highlighting the need for attention to address these issues and reduce the wealth divide.

Finance · 12/14/2023

The significant rise in U.S. long-term Treasury yields has become a focal point for recent market discussions. This increase not only directly affects the debt situations of U.S. financial institutions and corporations but may also lead to fluctuations in the global economy. Key factors include imbalances in supply and demand, as well as ongoing expectations for a high-interest-rate environment. Additionally, this situation raises concerns about liquidity risk and potential declines in asset

Finance · 08/06/2025

USAHello is a registered 501(c)3 non-profit organization. Its audited financial statements for 2024 and the 2023 Form 990 public disclosure information are now available, ensuring financial transparency, enhancing public trust, and supporting the achievement of the organization's mission and vision.

Finance · 07/24/2025

This article outlines three essential steps for selecting worthwhile investments in the US stock market, focusing on how to create a stock watchlist, use financial ratios to filter quality stocks, and ultimately evaluate market value. Three key financial indicators discussed are Return on Equity (ROE), debt ratio, and free cash flow. The Price-to-Earnings (P/E) ratio also serves as an important metric for assessing stock price rationality, aiding investors in identifying potential investment opportunities.

Education · 07/23/2025

This article explores the inter-district school choice procedures in public elementary and secondary schools in the United States, including valid reasons for transferring, application preparation, and real-life cases. By analyzing transfer policies, it assists parents in better selecting and applying for schools that suit their children, aiming to enhance educational quality.

Taxation · 07/18/2025

Florida is engaged in intense discussions about abolishing property tax to alleviate the economic burden on residents. Although the proposal has garnered significant support, eliminating the tax would create a fiscal shortfall for local governments, potentially impacting public services. Balancing residents' needs with public interests is the central issue of this reform.

Telecom · 08/04/2025

This article analyzes communication strategies during the COVID-19 pandemic, emphasizing the importance of effective communication in crisis management for public health decisions. It suggests enhancing global collaboration and utilizing modern technology and feedback mechanisms to improve information dissemination efficiency, aiming to provide insights and references for future responses to public health crises.